Invest in mutual funds for your child's future.
In their name.
Open a mutual fund folio in your child's name. You manage it until they turn 18.
Join the waitlistGoing live soon. Waitlist members get access first.
AMFI-registered Mutual Fund Distributor · ARN 367667
Give their future a place of its own.
It's more than money set aside for their future. It's a financial start they can grow up with.
Their name
The investment is made in your child's name.
Their future
A dedicated investment for the future you're helping them build.
Their story
As they grow, they can see it and learn from what you're building together.
Two apps that work together
You use one, your child uses the other.
Open the folio. Set the SIP. Stay in control.
- No PAN needed for your child. Their birth certificate and your KYC is enough.
- Pick a goal and an amount. From ₹500 a month.
- Pause, increase or stop any time. Runs on your bank mandate.
- You choose what your child sees. The full amount, or only the progress.
They don't just see the money. They learn how it works.
- Chores and tasks you set. Finishing them earns coins.
- Short lessons, not a course. How investing works, why money grows, how to think about spending.
- Coins add up. Effort becomes something they can see.
- Their own view of the investment. At the level of detail you've chosen.
More than a folio in your child's name.
Taru is built around your child — their investment, their goals, and how they learn about money.
- Built around your childTheir investment isn't just another holding. It's the starting point for their financial journey.
- Goals that grow with themPlan around the milestones you're building towards — college, turning 18, and everything in between.
- Family can contribute directlyGrandparents can add to your child's folio without needing an account of their own.
- Their own financial experienceAn app where they can learn about money, complete tasks, earn coins, and see their progress.
Your child's money deserves clear answers
A few things worth knowing before you invest in a minor's name.
Taru never holds your money
Your SIP goes from your bank to the AMC. The folio sits with the AMC and its registrar, in your child's name. If Taru shut down tomorrow, the investments wouldn't be affected.
Free for parents
No subscription and no account fee. We earn a trail commission from the AMC, paid out of the fund's expense ratio rather than added to what you invest.
Your child. The folio is in their name from the first instalment — not held for them, not promised to them.
You do, as parent or guardian. Your KYC, your bank mandate. You can pause, increase or stop at any time.
In mutual fund schemes you choose, held by the AMC and its registrar. Taru is a distributor, not a fund.
Yes. Grandparents can contribute directly to your child's folio without needing an account of their own.
Yes. You can pause, increase or stop your SIP at any time. Your investment stays in your child's name.
The folio becomes a regular account in their name after a KYC update. Nothing is transferred or gifted — they've owned it all along.
No. Their birth certificate, your PAN and Aadhaar, and your bank account details.
While your child is a minor, gains are added to your income and taxed at your slab. After 18, gains are taxed in their hands at their own slab, which for most young adults is lower.
The hardest part is starting
Join the waitlist and we'll tell you the day it opens.