Mutual funds for your kids

Start early. Invest for your kid's goals.

From school fees to college to their first home, Taru helps you invest in mutual funds for your child. One portfolio. Every milestone.

12-mo return
+14.2%XIRR
Lessons read
28this month
Good morning, AnikaAarav's garden · Day 184
Aarav's portfolio
₹18,240
+₹1,240 this month
P
Penny here! Aarav planted a new seed this week. Want to see what it learned about compounding?
This week
5 / 7 days
The difference

Why investing for them works better than investing for yourself.

Goals that don't drift

You set the goal today. The folio holds it until they're ready. No dipping in for other priorities.

Better tax treatment

When you withdraw after your child turns 18, they get the benefit of a clean tax slate — one that most parents have already used up in their own name.

The money stays put

Funds in your own account get used. In your child's name, withdrawal takes intent. That friction is what turns a SIP into real wealth.

See exactly how much tax you save →

How Taru works

Two apps. One habit that lasts.

Parents invest. Children watch it grow. The conversation happens on its own.

For parents

Open your child's first mutual fund portfolio in minutes.

Open a SEBI-compliant minor folio in your child's name in under four minutes. Set a monthly SIP. Your child's portfolio is legally theirs — not a mental account in yours.

  • Goal-linked baskets: college, first bike, MS from USA
  • Chore-based investing — turn pocket money into mutual fund seeds
  • Grandparents can gift directly into the folio
  • You choose exactly which funds appear in your child's garden
For children

A garden that grows with the market.

Children see a soft, illustrated garden — not numbers. Each SIP plants a seed. Markets up, the canopy thickens. Markets down, Penny the Squirrel explains why, in their language.

  • Children see only the numbers their parents choose to show
  • Weekly 90-second lessons with Penny
  • Earn seeds for finishing chores, not for screen time
  • Streaks for showing up, never for spending
Parent investsChild watches it growChild asks questionsParent stays invested
Meet Penny

The reason your child will ask you about money first.

Penny is Taru's AI companion. She's built on a child-safe model, vetted by educators, and hard-coded to never sell anything. Every week, she delivers one financial concept — in language matched to your child's age.

Talks like a children's-book author
No jargon. No charts. Just explanations a 9-year-old gets and a parent approves.
Cannot give financial advice. Ever.
Penny is a teacher, not a broker. She explains why markets move. She never tells anyone what to buy.
One concept, once a week
Penny shows up once a week with a single idea — timed to what's happening in your child's portfolio right now.
P
PennyAarav's companion
Lesson 12
Hi Aarav! Your tree got a little taller this week. Want to know why?
yes! why?
People bought more of the same little pieces your appa bought. When more people want a piece, each one becomes worth a bit more. That's it. That's the whole secret. 🌱
Lesson progress
13 / 20

What parents are saying.

91%
Of parents who tried the MVP said they would set up a SIP for their child this quarter.
My daughter asked me, for the first time, what a mutual fund is. I have been trying to start her SIP for two years. Taru got me to do it in one weekend — because she wanted me to.
Meera S., Bengaluru · mother to Ananya, 9

How much do you need to invest for your child's future?

Tell us their age and what you're saving for — college, marriage, or their first home. We'll show you the exact monthly SIP to get there.

Calculate now →

Your child's first portfolio is waiting.

Join the waitlist and get early access the moment investments on Taru go live.

or try it now
Explore the Taru MVPLive